David Licciardi

With David and Main Street Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.

Main Street Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality.

Whether you are purchasing or refinancing your home, David Licciardi is here to help with all your home mortgage financing needs!

Meet The Team

Andrew Licciardi

Home Loan Consultant

NMLS# 2556642

401-288-3075

[email protected]

View Website Apply Now

Gina Smith

Home Loan Consultant

NMLS# 1158423

508-272-5105

[email protected]

View Website Apply Now

Kristen Reid-Arellano

Home Loan Consultant

NMLS# 2158956

401-205-5087

[email protected]

View Website Apply Now

Wendy Posada

Home Loan Consultant

NMLS# 1868090

401-575-9814

[email protected]

View Website Apply Now

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

Reviews

Kymm M LendAid February, 2026

David and his team (mainly Mona!) were beyond amazing to work with. Not only did they make the process as easy as possible, but when we had a question, they explained it in the most simple of terms, making things easy to understand. Would easily work with David and Mona again any day, all day!

Sung Hwan LendAid January, 2025

David is awesome and it was pleasure to work with him

Eduardo M. LendAid November, 2024

David and the team are incredible! The process was extremely smooth and fast! They are very responsive to any questions at anytime. We will recommend their services to everyone and we will be using their services again.

Wilder LendAid October, 2024

It's grateful to work with David Licciardi 🙏

Jory D LendAid June, 2024

One word, #Hero. David and his team have made the impossible, possible. There were times, I wanted to give up, they kept me going, they wouldn't let me given up. And I thank them for that and hope they still like that.

Kyoma Brazao LendAid June, 2024

Very patient and accommodating, was a long journey but very pleasant. Thank you!

CCPA Request

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All FHA Case Transfer Requests must be sent in writing via email to: [email protected]. The request must include the FHA Case number, the new lender’s Origination ID or Sponsor ID, the full subject property address, and a letter signed and dated by the borrower expressing desire for the transfer.
Request for payoff should be submitted to the current servicer of the loan:
If your loan is being serviced by the NFM Lake Zurich Servicing Center, please call 1-866-352-6802 to request a payoff. You can also request a payoff via the online borrower portal, if you are a registered user on the portal.
If your loan is being serviced by the NFM Lending Linthicum Maryland Office, you may submit the request to [email protected] or call 1-866-765-1827.
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Please type the characters below
Consent
- I agree to receive SMS Text Messages at the above phone number from NFM Lending for follow up purposes for banking products. Message and data rates may apply. Message frequency varies. Text HELP for help. Text STOP to cancel. By clicking this box, you agree to receive SMS.

Contact Me

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Meet The Team

Andrew Licciardi

Gina Smith

Kristen Reid-Arellano

Wendy Posada

Home Buying Made Easy

Mortgage Calculators

Reviews

Review

David Licciardi